Mon Dec 26 2022 07:53:07 GMT+0000 (Coordinated Universal Time) - QikTruck Media
When it comes to paying for big purchases, it's easy to feel overwhelmed by the sheer number of credit cards available on the market. From rewards cards to store cards, it's easy to get lost in the jargon — and it's just as easy to end up with a card that doesn't suit your lifestyle.
That's why it's important to take the time to understand the different types of credit cards available in South Africa. Here, we take a look at the different types of credit cards available and what’s best for you.
Travel credit cards offer you possibility to earn points and discounts that can be used when booking flights, hotels, car rentals and more. Popular credit cards like the South African Airways Voyager, the Discovery Miles card, and the Bidvest Bank Aviator offers exclusive benefits and rewards.
Thesecredit cards also come with insurance against travel mishaps, such as flight delays and disruptions, medical care outside of South Africa, and phone & gadget cover when you are travelling.
If you’re looking for attractive rewards, then a retail credit card can be a great option. Many popular retail stores offer credit cards, such as the Edgars card, Jet card, Woolworths Visa, and Pick n PaySmart Shopper card. All of these cards offer rewards and discounts when you shop at their stores.
Most retail credit cards also offer points which can later be redeemed when you shop at their stores. You’ll also get access to exclusive sales, discounts, loyalty points, and other store-specific benefits.
Store credit cards are different from retail credit cards in that they’re issued by specific stores. Like retail credit cards, they come with discounts, rewards, and cashback benefits when you shop at that specific store.
Store credit cards also offer deferred payment schemes which allow you to purchase an item and pay for it at later date. It’s usually interest-free for the first few months and then you can pay for it over a longer period.
If you’re looking for a low-cost way to pay for purchases, then a zero-interest credit card is a great option. It’s a convenient and straightforward way to pay in monthly instalments without the worry of interest.
These cards are becoming increasingly popular in South Africa, with a number of banks offering specific products such as the Standard Bank Gold Credit Card, the Nedbank Worldwide Credit Card, and the FNB Gold Credit Card. They come with a range of benefits, such as airport lounge access, travel insurance, and cash back rewards.
Low-cost credit cards come with low/no fees and higher customer reward points. These cards are perfect for those who want to save when it comes to paying for purchases and managing debt.
Low-cost credit cards offer a range of features, such as unlimited global acceptance, cashback rewards, and travel benefits. Popular cards include the Bidvest Bank Synergy Credit Card, the Standard Bank PremiumPLUScard, and the Standard Bank Black Card.
QikTruck is an innovative, on-demand truck and driver hire service enabling time saving for businesses and costsaving for customers. They offer their service via the customer's credit cards. Payments can be made with all major South African debit and credit cards. You can also choose a guaranteed payment option if you prefer.
QikTruck understands the dynamic nature of the South African market, issues such as no credit, low credit and debt, whilst striving to provide their customers with the best service. Their mission is to break down traditional barriers by offering secure, reliable and hassle-free truck and driver hire services.
When it comes to the different types of credit cards available in South Africa, there are plenty of options. From travel cards to supermarkets and zero-interest, there is a card that suits everyone. The key to finding the right card is understanding what works best for your lifestyle.
QikTruck is committed to helping South Africans break down traditional barriers and providing them with secure, reliable and hassle-free truck and driver hire services. That’s why they are committed to making their services available through credit and debit cards. So, if you’re looking for an efficient way to move goods or transport items, look no further than QikTruck.